Download The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life AudioBook Free
Investors, shell-shocked by the fantastic Downturn of 2008-2009, are looking for answers, for something fresher than the old buy-and-hold mantra. They appetite for balance, yet yearn for growth to refresh their battered portfolios. Ray Lucia's The Buckets of Money Retirement life Solution: THE BEST Guide to Income for Life provides just that - a reassuring and clinically proven strategy that gives investors both growth and income. Lucia, a Certified Financial Planner who's helped hundreds of people spend more than $2 billion, talks about how to spend down safe buckets (filled with, for example, Treasuries, CDs, bonds), while leaving a riskier bucket (real estate, stocks, and alternative investment funds) to develop long-term. This plan shields traders from the short-term fluctuations of the market. And it gives them the courage and discipline to stay invested whatever the future contains. Written in a breezy, accessible style and loaded with tons of cases and clear, specific calculations, the book talks about how to create your financial goals, divvy up your money consequently, and then spend intelligently. With this book as your guide, listeners will learn how to accomplish both income and growth while at the same time reducing risk. All in all, Lucia writes, this course of action is akin to a sports vehicle that seats six, approximating the best of both worlds - in this case when you are a traditional strategy thats also growth-oriented. Nearly every kind of investment - shares, bonds, goods, real estate - plunged before year or two, turning off millions of traders who'd been planning and counting on a reasonably comfortable retirement. These retirees or near-retirees need alternatives - something fresher than the old buy-and-hold mantra. Yet here's what they notice from the financial-services industry: Setup an asset-allocation model, then take a systematic withdrawal to support your retirement remembering, of course, to rebalance the accounts to remain in sync with the model. Wrong! That maximizes the advisors fees but doesnt protect the traders assets during the tough times.
