Download The Great Risk Shift: The Assault on American Jobs, Families, Health Care, and Retirement - and How You Can Fight Back AudioBook Free
America's market leaders say the market is strong and getting much better. But the safety net that once safeguarded us is fast unraveling. With retirement programs in growing jeopardy while health coverage erodes, more and more financial risk is shifting from federal government and business onto the fragile shoulders of the American family. In The Great Risk Switch, Jacob S. Hacker lays bare this unsettling new financial climate, displaying how it has happen, what it is doing to our families, and how exactly we can fight back. Behind this move, he contends, is the non-public Responsibility Crusade, eagerly embraced by commercial market leaders and Republican politicians who speak of a nirvana of financial empowerment, an "ownership population" in which Americans are free to choose. But as Hacker reveals, the effect has been quite different: a severe new world of financial insecurity, in which too many Americans are free to lose. The e book documents how two great pillars of financial security - the family and the work environment - guarantee much less financial stability than they once does. The final leg of financial support - the public and private benefits that workers and families get when financial disaster hits - has dangerously eroded as politics leaders and companies increasingly cut back protections of our health and wellness care, our income security, and our retirement pensions. Blending powerful human tales, big-picture evaluation, and convincing ideas for reform, this amazing volume will strike a nerve, serving as a rallying point in the vital struggle for financial security in an progressively uncertain world.