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Whenever I tell people about my job as a financial consultant, the conversation undoubtedly turns to how hopeless they feel when it comes to working with money. More often than once, they've begged, "Just tell me how to proceed." It's no surprise that even my most successful friends feel perplexed or paralyzed. Even if indeed they have a shelfful of personal financing books, they don't really have time and energy to make sense of all information available. They don't really just want good advice; they want the best advice - so somewhat than do the wrong thing, they do nothing at all. Their 401(k)s and loan provider statements pile up, unexamined and maybe even unopened. What they don't really realize is the fact bad cell phone calls about money aren't failures; they're precisely what happens when psychological creatures have to make decisions about the near future with limited information. What I inform them is that we need to scrap trying for efficiency and instead invest in an activity of speculating and making adjustments when things go off track. Needless to say we will make the best guesses we can - but we're not going to obsess over getting them exactly right. The truth is in one page, you can prioritize what you truly want in life and find out how to get there. That's because a great financial plan has nothing to do with what the markets are doing, what your real estate agent is pitching, or the hot stock your brother-in-law informed you about. It has everything to do with what's most significant to you. By now you could be wondering, "What about the details? Just how much do I have to invest every year, and how do you allocate it? Just how much life insurance coverage do I need?" Don't be anxious: I'll cover those issues and so many more, writing strategies that will take the intricacy out of them. The most important thing is getting clarity about the big picture, which means you can handle the surprising. Maybe you'll lose the job you thought was secure; you'll take a financial risk that doesn't pan out; you'll have twins when you were budgeting for only one.

Category: Introduction

Details

Publisher	Gildan Media, LLC
Language	English
ISBN
DATE	2015-03
Author	Carl Richards

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