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We started out with hardly any. We'd low paying careers and one old car or truck, and local rental house that acquired seen its better times. We were young, in love, and everything that mattered to us had been together. We put in warmer summer months afternoons at the lake. Our notion of a great Weekend was going for a long car ride. Life prolonged and we found better-paying careers. Then we found out credit. We soon acquired a nicer house, several nice vehicles and two very cool kids. And we were struggling. We wanted to look successful, but we were hardly paying the bills. Minor issues, like a sick child creating one folks to miss a day's pay, were a catastrophe! Working whenever you can became our only emphasis. We used one visa or mastercard to pay the monthly bill on another and it was an unending circle. We viewed our friends and found almost all of them in the same situation. One few we knew acquired an amazing house in the best of neighborhoods, but except for a couch and an air bed, acquired no furniture. Another few we knew drove very nice vehicles but each proved helpful two jobs and they rarely saw one another. We were unpleasant. However, we still didn't know why. We thought we needed more "stuff". We bought (financed) two ATV's. We loved to ride. We commenced taking our children traveling on our off times, which were uncommon. After some time it surely got to be too difficult, so we made the decision, we needed to go directly to the mountains to ride. So we invested in new camping equipment, which we bought with this new Sears visa or mastercard. (That we applied for in case of an emergency) We commenced camping and traveling every chance we got, however the chances were fewer and fewer since we could not afford to carefully turn down any extra hours to earn money. Since it always does indeed, it commenced to crumble all around us. We'd everything we thought we needed to be happy, but we were unpleasant. We viewed our children and realized these were unpleasant too. They just sought time around. It didn't matter how fine their rooms seemed.